Milton L. Kerstein, Esquire
President
mkerstein@heag.us

Attorney Milton Kerstein has extensive credentials in the field of Financial Aid. He has more than 30 years experience in financial aid where he held several positions within the Massachusetts’ university and post-secondary system. In 1989, he founded The Higher Education Assistance Group, Inc. and is President. In addition, he is a member of several professional organizations such as Massachusetts Association of Student Financial Aid Administrators, (MASFAA), National Association of Student Financial Aid Administrators (NASFAA), and the Massachusetts Bar Association. Mr. Kerstein has been an invited presenter at many professional conferences dealing with higher education.

Attorney Kerstein is a cum laude graduate of Suffolk University Law School and has integrated his expertise in higher education and financial aid into the practice of law. He has an active education law practice and represents colleges and universities regarding a wide array of issues dealing with Title IV program compliance, academic accreditation and program certification. In addition, he has a private general practice.

Beth Ingle
Vice President for Business Development
bingle@heag.us

Beth rejoined The Higher Education Assistance Group in April 2008 after taking three years off to work as a student loan representative for a national lender. Previously, Beth worked for HEAG for eight years. Beth has over 25 years experience working in financial aid and as a lender representative. At HEAG, Beth will be responsible for all business development activities for the Group. She is a graduate of The University of Vermont and has a Master’s Degree from Michigan State College.
 
Raymond Nault
Vice President for Information Technology and Compliance
rnault@heag.us

Ray joined HEAG as the Vice President for Information Technology and Compliance after working for a year at HEAG in a part-time capacity as a Banner consultant. Ray’s expertise is with Banner implementation and the financial aid and student accounts modules. He is an expert with Banner processing. He is a member of the New England Banner User Group (NEBUG). In addition, Ray will be heading up the new Division at HEAG called Enterprise System Solutions. In this capacity, Ray will be offering expertise and support with Banner Implementation, Direct Loan Implementation, and assisting schools manage their numerous and varied information systems to improve system performance. Raymond holds a B.A. from Franklin Pierce University, and M.S. in Higher Education Leadership from Capella University.