student loan debt

April’s Financial Literacy Month Wrap Up

Melissa Maichle ., Fiduciary Responsibilities

As April 2016 and #FinancialLiteracyMonth comes to a close, HEAG shared an article for Financial Aid Professionals with information they can place on their own school social media and websites as it pertains to college students and the knowledge they need as well as numerous articles and links through our Twitter account that are important to everyone regarding personal finances.  You can never know or have too much info at your fingertips when it comes to managing your own money.

Listed here are some of those links we tweeted out along with more information that even the best of us could use as a refresher course every once in awhile. What are some of the biggest financial hurdles you face?  Is it keeping to a monthly budget?  How about deciding on what loan April financial literacyproducts to use for car loans and even mortgages?  Do you have an adequate emergency savings account?

Financial Literacy is a life-long learning process and one that should never end nor should we ever stop asking ourselves the important questions to ensure our own well being.  Whether you are single, just starting a family or the kids have all moved out of the house and you are beginning to daydream about where you would like to retire, money will always be one of the most important topics in your life and one that is often the least talked about openly.

Important Links Regarding Personal Finance:

 

4 Smart Questions To Ask Your Credit Card Company To Pay Off Debt Faster

Being Broke Taught Me These 6 Things

Not Sure Where to Start In Creating and Managing Your Own Budget?

Do You Know What Dollar Cost Averaging Is?

How to Build Credit – 9 Myths Debunked

10 Retirement Saving Strategies You Should Know About

Lessons Learned About Buying a House

Some ABC’s of Financial Literacy


Talk to your spouse, partner, friends and even family on occasion about money to make it a less taboo topic.  Savings rates have gone down and credit card debt has begun to rise once again after the financial collapse of 2008, don’t be a victim of easy credit and poor choices.  Use the 50/20/30% method and save 20% of your gross pay (50% goes towards necessary spending and 30% for discretionary) to improve your overall financial heath.  You’ll thank yourself in the long run.

Now give yourself a pat on the back for reading at least one article shared here and learning something new today, you’re well on your way to becoming more financially literate.